Equine Liability Insurance - C. Jarvis Insurance

INSURING YOUR HORSE

The universal truth about insurance is that most people hate to discuss it and we all have the same idea of "it won't happen to me!" Another universal truth, is that the time you wished you had insurance is the time it's too late. Your investment in your horse is both emotional and financial. If you are in a situation where you have to make the decision to bear the hardship of a $7,000 colic surgery for your child's horse, that is the time you will wish you had insurance.

With the kind of investment it takes to buy a horse, why wouldn't you want to protect that investment? If you buy a new car you probably wouldn't leave the showroom without insuring it. Horses are high-risk. Studies have shown that the chance of claiming on a horse is 28 times greater than claiming on a house insurance policy.

As values increase, more and more horses are being insured. Insurance for many people is a purchase that they would rather not make; and insurance of animals is no exception. We need to realize that the purpose of insurance is to indemnify the owner of the policy in the event of the loss. Many horse owners believe that because of the high level of care and attention their horses receive, they will never have a loss and subsequent claim. Most horsemen will tell you, even with the very best of care and attention, it is impossible to prevent accidents and illnesses occurring which cause the death of horses.

Investing in equine protection insurance is obviously the way to protect your investment and ensure that funds are available to replace your horse if loss occurs. Every time you put off buying insurance coverage you choose to bear the risk that something will happen to your assets, and that you will be able to replace what is necessary for you to pick up and go on without the help of an insurance company.

C. Jarvis Insurance Agency is a family owned business offering horsemen around the world affordable insurance. The Jarvis family and its associates are all horse people and have a personal connection to the horse industry. This kind of hands-on involvement gives Jarvis the best sort of information about what's important to horsemen. Experience, integrity, and knowledge at its best, is what C. Jarvis Insurance offers.

Horsemen have a great deal invested in their horses. In addition to time, energy and emotion, there's a substantial financial involvement. Jarvis Insurance has a plan of protection to take care of every horseman's concerns, from accident and illness to theft.